In 2016, Michael Duttlinger, Lars Olsson, and Jonas Haag founded Cashlink with an initial focus on peer-to-peer payment solutions. However, the founders quickly recognized a more pressing opportunity in the financial technology landscape: the capital markets were desperately in need of digital transformation. Traditional securities issuance and settlement remained slow, expensive, and burdened by inefficient legacy systems. By the end of 2018, the team pivoted their entire focus to tokenization, determined to build the infrastructure that would power the next generation of capital markets.
Today, Cashlink stands as Europe's leading regulated infrastructure for token-based capital markets, fully licensed as a crypto securities registrar and custodian under German banking law. The company has successfully guided the most token-based securities issuances in Europe, enabling financial institutions to achieve cost savings of up to 85% while dramatically reducing settlement times from T+2 to T+0. Backed by prominent venture capital investors like TX Ventures and strategic partners including Helaba, Cashlink continues to shape the future of digital finance through participation in regulatory forums like the German Government's Digital Finance Forum. Their three-time FinTech Germany Award recognition underscores their position at the forefront of the blockchain-based securities revolution.